Private Health Insurance Help Guide

Getting a private health insurance has several advantages. As compared to relying on your employer's health insurance, a private health insurance can give you your preferred coverage. Before deciding to purchase a private insurance policy, learn what things to prioritize. Knowledge of what a good private insurance should have gives you an edge. This also makes it easier to differentiate a good policy from a bad one.Ask QuestionsThere are specific concerns you should consult with the insurance provider. The features and prices of an insurance policy often rely on individual situations. Try to clarify these things with your potential private insurance...

American National Insurance - 7:04 AM

Read More

Health Insurance Quotes on a Rise

The United States gave a mandatory insurance law in 1798 under the second president and founding father, John Adams. This law was made mandatory for any private employees and maritime vessels that were modern ones and this act was carried out for several years.The health care system in the United States relies heavily on private health insurance companies now and it is the source of primary health care for consumers in America. In the late 1900's and 2000's, health advocacy companies began emerging with assisting patients to overcome complexities in the healthcare system. The complexity of the health care system resulted in an assortment of...

American National Insurance - 3:30 AM

Read More

Infection Control - 4 Effective Methods of Patient Management

It is true that within a health care facility infection can spread from contaminated instruments, materials and improper disposal, or even from the staff and visitors. But the fact remains that the patients are the single largest factor from which infection spreads and are also the most vulnerable when it comes to getting affected by such infection due to their medical condition and generally weakened immunity systems. In such a situation managing patients in a health care set up assumes extreme importance to check the spread of infection.The following 4 points will help in better management of the patients for ensuring infection control.• Proper...

American National Insurance - 10:54 PM

Read More

4 Features of the Security Rule of HIPAA

The Health Insurance Portability and Accountability Act (HIPAA) contains several laws wherein each set addresses different issued faced by all the concerned parties in the matters of healthcare and insurance. Laws for ensuring that an individual continues to have a health cover even in the event of changing jobs and the Privacy Rules for protecting the patient's health information are fairly well known, however another set of HIPAA laws called the Rules which work quietly in the background for protecting electronic information are equally vital. Due to the changing scenario of the healthcare industry and wider adoption of the electronic medium,...

American National Insurance - 7:42 PM

Read More

Can Health Savings Accounts Cut Premiums?

Despite the increasing cost of health care, many people are discovering that they can lower the cost of maintaining health care coverage by 40 to 50 percent when they trade in an expensive co-pay plan for a high-deductible health plan that can be combined with a Health Savings Account (HSA).Before you can set up a Health Savings Account, you need one of the high-deductible health plans. Only certain plans with deductibles of $1,200 or more are actually qualified to permit you to start a special kind of savings account that gives you tax-free earnings and a tax deduction for the money you deposit. Plans with deductibles are becoming increasingly...

American National Insurance - 4:30 PM

Read More